The AmericanHealth CareAct , the GOP ’s Obamacare substitution design , passed the House   of Representatives on Thursday . What look as a preexisting condition that could get you deny insurance coverage under the new plan ?

A lot .

The bill   raises concern , especially frompatient advocacy groups and physicians , that under the AHCA , people with preexisting conditions will once again retrieve health policy unobtainable .

Preexisting weather condition were a term used by indemnity companiesbefore the Affordable Care Actto sort sealed diseases or wellness problems that could deny a soul policy coverage or make their coverage more expensive than those who   were considered goodish .

Before the ACA

An estimated 27 % of Americans under 65 have health condition that could result them uninsurable , fit in   to theKaiser Family Foundation . Some of the preexist shape that insurers refuse coverage to before the ACA , according to KFF , included diseases such as diabetes and affectionateness disease , which affects jillion of Americans .

These preexisting conditions included :

AIDS / HIV , lupus , alcohol abuse / Drug insult with recent treatment , Severe genial disorders such as bipolar upset or an eating disorderliness , Alzheimer’s / dementia , Multiple induration , Rheumatoid arthritis , fibromyalgia , and other inflammatory joint disease , Muscular dystrophy , cancer , serious obesity , cerebral palsy , electric organ transplant , congestive heart failure , paraplegia , coronary artery / heart disease , bypass surgery , palsy , Crohn ’s disease/ ulcerative inflammatory bowel disease , Parkinson ’s disease , chronic obstructive pulmonary disease /emphysema , pending operation or hospitalization , diabetes mellitus , pneumocystic pneumonia , epilepsy , maternity or expectant parent , hemophilia , rest apnea , hepatitis C , stroke , kidney disease , renal failure , transsexualism .

Other conditions that could make it harder to buy a wellness policy plan included , according to the KFF :

Acne , allergic reaction , anxiety , asthma attack , basal cell skin cancer ( a eccentric of skin cancer that does n’t be given to spread ) , impression , spike infections , fractures , high cholesterin , high blood pressure , incontinence , joint injuries , kidney stones , menstrual irregularities , hemicrania headaches , overweight , restless leg syndrome , tonsillitis , urinary nerve pathway contagion , varicose veins , and vertigo .

Some insurance policy plan before the ACA also counted rape and domesticated violence as preexisting circumstance , thoughCNN reports some states have banned that practice .

Under the ACA

One of the critical component part of the ACA was prohibiting health insurers from denying coverage or charging more for people with preexisting stipulation . Thatwent   into effectstarting in 2014 , and it ’s still the case .

That imply that if you had any of that litany of condition list above ( let ’s say bronchial asthma ) , you still could have the same insurance as someone who manage   to have a clean peak of heath , and someone who is   a cancer survivor , pregnant , or obese .

How preexisting consideration could return

The version of the AHCA that just passed the House includes theMacArthur amendmentwhich can allow states to forefend some of the rule the ACA   impose . That insurance , experts reason , could weaken the regulation around preexisting status .

Republicans , on the other hand , argue that the bill protect those with preexisting conditions .

" The amendment is very light : Under no condition can people be denied insurance coverage because of a pre - existent condition , " House Speaker Paul Ryan   said in a tone ending .

But the remainder between being refuse reporting and not being able to give coverage is the gray expanse that has hoi polloi concerned .

" The various patchwork solution offered by lawgiver would still pull up stakes the millions of affected role we represent , who have serious and continuing wellness conditions , at risk of not being capable to access life - saving treatments and tending , " a chemical group of 10 patient advocacy organizations saidin a tone ending Wednesday .

The neb now has to pass the Senate , and Senate Republicans   has signaled potentially scrap the House ’s bill and coming up withone of their own .

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